An operation, end to end.

The banking asset is not a standard property transaction. It carries charges, occupancy situations, planning irregularities and institutional timelines that a conventional agency does not handle. We cover all four fronts with one team.

01

Sourcing & selection

Access before the market has it.

We maintain direct channels with financial institutions, servicers and asset managers. That gives us visibility over portfolios in the window before they are published — the window where the margin actually lives.

Access alone is worth little without a filter. We screen each portfolio against your investment criteria — ticket, geography, asset type, holding period and risk appetite — and present only what survives that filter.

  • Direct relationship with institutions and servicers
  • Definition of investment criteria and buy-box
  • Screening and pre-selection of assets
  • Preliminary report per opportunity
Reunión de análisis de cartera de activos
02

Legal & registry due diligence

Everything the deed does not say.

This is where most operations are won or lost. Our legal team reviews the land registry, the cadastre, the town hall file, community-of-owners debts, the tenancy or possession status and any planning irregularity affecting the asset.

Every finding is quantified in euros and in months, and translated into one of two outcomes: a price adjustment, or a recommendation to walk away. We have no incentive to close a bad deal.

  • Registry, cadastral and planning check
  • Charges, encumbrances and outstanding debts
  • Possession and occupancy status
  • Quantified risk report with go / no-go
Revisión documental y legal de un expediente
03

Value creation & security

From liability to asset.

Once acquired, the property has to become sellable. We regularise supplies and documentation, coordinate refurbishment with contracted budgets and deadlines, and manage occupancy situations through the appropriate legal channels.

Our security background matters here: an empty asset is an exposed asset. We put physical protection and monitoring in place for the whole holding period, because a re-occupation can cost more than the entire refurbishment.

  • Regularisation of supplies and documentation
  • Refurbishment with contracted cost and deadline
  • Occupancy management through legal channels
  • Physical protection and monitoring of the asset
Interior reformado de una vivienda
04

Marketing & exit

The operation ends when the money returns.

We reposition the asset, set the exit price against real comparables and market it through our own channels and professional portals, with photography and a narrative that match the price bracket being asked for.

If the exit is rental rather than sale, we handle tenant selection, solvency checks and contract management. Either way, the operation closes with a report comparing the initial projection against the result actually obtained.

  • Exit valuation against real comparables
  • Professional photography and positioning
  • Sale, or rental with tenant selection
  • Closing report: projection versus result
Vivienda lista para su comercialización

Simulator

Run the numbers before the meeting.

Adjust capital, horizon and target return to see the shape of the operation. Indicative figures only.

150.000 €
12
20%

Estimated gross profit

30.000 €
Capital invested150.000 €
Total returned180.000 €
Annualised return20,0%

Indicative simulation for illustrative purposes only. It does not include taxes, transaction costs, refurbishment or fees, and does not constitute a return guarantee or an investment recommendation. Each operation is analysed individually.

Next step

Which of the four phases do you need covered?